Monthly Archives: May, 2013

Q. I would like to roll over my Roth IRA into my Roth TSP. Do you see the government allowing this some day? A. It’s possible, but I can’t handicap the odds. While it would be nice to be able to do this, it shouldn’t be significant in the big picture. If it is, you’re doing something wrong. You should focus on making sure that your Roth IRA is as close to the Thrift Savings Plan in its low cost, simplicity and diversification as possible.

Q. I have what’s left of my retirement fund totally in the G Fund, about $35,000. I retired Jan. 31 and will be 70 in July. Can or should I move some or all of it to another fund to enhance (or improve) my benefits? A. It’s impossible to say since the answer depends entirely on your individual circumstances — your goals, resources and constraints.

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