Q. I live in the state of Massachusetts and am receiving survivor annuity benefits. I am having taxes taken out of my benefits each month. Are benefits for federal CRS deceased employees’ spouses suppose to subject to taxes or are benefits tax free?
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Q. I divorced five years ago, after my retirement. My ex-spouse received 50 percent of my TSP. I’m now remarried. I would like to do a full withdraw option now that I’m going to quit my second career (have reached the age of 64), but am confused on the options. Do I have to select the 50 percent survivor benefit and, if so, should our marriage not work out in the long run will I, again, lose half of my TSP?
Q. Is it true that because I’m a CSRS retiree, and don’t have enough quarters in Social Security, I would not be able to collect anything on my husband’s Social Security should I survive him?
Q. As a retired CSRS (offset), I receive my pension along with a separate Social Security benefit that was reduced by WEP. My spouse receives Social Security through their own work. Am I eligible for any portion of my spouse’s Social Security?
Q. Are a spouse’s Social Security retirement benefits subject to the windfall elimination provision after the death of her husband who was a CSRS annuitant? She is eligible to receive the maximum CSRS benefit of 55 percent of her husband’s monthly annuitant benefit.
Q. My Social Security payment is affected by the windfall elimination provision due to my City of Los Angeles police pension. I am currently receiving SS payments. My wife becomes eligible for SS distributions in one year at age 62. She will also inherit my pension (at a reduced amount) when I die (hopefully not soon). The question is: will her SS amount be affected by WEP while I’m still alive and the beneficiary of the pension or after I’m dead and she is the beneficiary of the pension?
Q. My wife is a carrier in the U.S. Postal Service. We’ve been married more than 30 years, and she’s been enrolled in medical for more than five years. I’d like to go on her medical when I retire. I’ve been told that in order to do that and retain medical and if she were to pass away before me, she would need to select survivor benefits on her retirement. We’d actually prefer not to do that, as I wouldn’t need the survivor annuity benefits. Does she have to have survivor benefits for me to use the medical benefit? Does…
Q. I am retiring July 29, 2017. I am covered under the FERS retirement system. I am 65 years old with 34-plus years of federal service. I plan on drawing regular payments from my TSP as part as my retirement. Will my wife still receive these payments should I die? She is 10 years younger than I am.
Q. Under FERS, is the amount deducted from the FERS annuity (5 percent or 10 percent) taxable income or is it non-taxable income? I am retired military and the contribution toward the Survivor Benefit Plan is non-taxable, so I am wondering if FERS follows suit.