Q. I don’t think I was clear on my submitted question. I am not old enough to retire but may have to leave my job. I don’t need the money because I can live on my husband’s income. Should I leave my TSP account alone until I become of retirement age, or am I required to take it out or roll it over ?
A. You may, and should consider, leaving your money in the TSP and managing it there until you need it or until you have to start withdrawing it sometime after you reach age 70 1/2. The TSP is the best place available to invest for retirement. In fact, you should transfer your eligible IRA and inactive employer sponsored retirement plan assets INTO the TSP.