BCBS basic vs. standard plan


Q: How can I find out the difference between the two health insurance plans? I understand the basic plan is cheaper than the standard for which I am paying $400.97/month for the family plan as a retired DoD employee.

A: Use the plan comparison tool available through www.opm.gov. This is the direct link to the plan comparison wizard: http://www.opm.gov/insure/health/search/plansearch.aspx


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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