TSP Roth


Q. When the TSP Roth option is implemented, will we be able to transfer outside Roth accounts into the TSP?  If this will be possible, wouldn’t it make sense to at least move a very small amount from the regular TSP into the TSP Roth to get the opportunity to transfer outside accounts into the TSP Roth?

A. We’ll see the rules when the plan is rolled out. If it’s allowed, I’d be in favor of rolling post-tax outside balances into a TSP Roth account.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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