Q: I want to retire early. I have little in TSP savings, no private savings, and debt. I’m eligible for early out in about 11 years. I would like to be ready at that time. It doesn’t mean I will go, but I want to have the option. I am contributing 6 percent of my pay in order to receive the matching funds. What would you recommend I invest in for an aggressive return? Once I pay off my car I plan to increase my contribution. This will not be until 2014, which would give me about eight more years of investment.
A: The most aggressive asset allocation used in the L Funds, which is a reasonable source for efficient asset allocation models is: 44 percent C Fund, 19 percent S Fund, 27 percent I Fund, 3 percent G Fund and 7 percent F Fund.