L funds


Q.  I was in the 2010 Fund. Then when that date came and went, I was at a loss as to which fund to go to. There is the plain L, and then it goes up from there. I plan on retiring in or about 2013. Which fund should I be in?  One that is aggressive yet safer than the one above the 2010 fund?

A. I can’t tell you which L Fund you should be in, but once the L 2010 fund “matured,” your money was moved into the next more conservative fund: the L Income fund. Now the L 2020 fund is more aggressive fund from the L Income fund.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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