Partial TSP withdrawal


Q: I retire Dec. 31. How soon do I have to wait to take a partial withdrawal from my TSP account?

A: If you’re age 59 1/2 or older and haven’t done so in the past, you may request an age-based, in-service withdrawal immediately. You may also request a load immediately. Otherwise, you’ll have to wait until you are separated from federal service to take a withdrawal.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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