Q. I plan on retiring in 2014 but would like to leave my Thrift Savings Plan alone unless I need it or until I turn 59 (which would be 2015). I’m looking at around $180,000 to draw from. I think I would like to start with a small amount, say $500 a month, to see how that works until my Social Security kicks in at 66. Is there any problem adjusting the monthly amount I would want?
A. You may adjust your monthly payment amount once each year, in January.