Q. I am 61 and plan to retire at the end of this year. I have about $60,000 in the Thrift Savings Plan. Should I withdraw this year or next for a better tax benefit?
A. It’s impossible for me to say, since this will depend upon your tax returns and the tax code for this year and next. In general, however, I recommend that you leave your money in the TSP for as long as possible.