Required minimum distribution


Q. I am 71 years old and employed by a university. My retirement account is with TIAA/CREF. My employer tells me that I am not required to take a required minimum distribution. What if I want to take it?

A. Ask your plan administrator whether or not they allow in-service withdrawals.


About Author

Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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