Q. Are the Thrift Savings Plan and non-TSP Roth contribution limits exclusive? In other words, can I contribute the maximum to my TSP ($17,000 for 2012) and maximum ($5,000) to my non-TSP Roth IRA, so long as my adjusted gross income is below the limit imposed for the Roth? Or is the $17,000 limit imposed for both retirement vehicles combined?
A. The two limits are separate.
