Fiscal cliff


Q. I am concerned about the fiscal cliff. Should I borrow from my Thrift Savings Plan to cover future bills? I have about one month of savings, but beyond that, my family will not make it. I can always pay it back in full if a bargain is reached. Just not sure what to do.

A. It doesn’t sound like you have a choice.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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