Q. I am working for Department of Agriculture-Natural Resources Conservation Service and anticipating retirement Jan. 14, 2014. My birthday is May 6, 1943. I would like to know the requirements and how to apply for the required minimum distribution. Is there some kind of window of the first and last opportunity to take the RMD?
A. Under the circumstances you describe, you will have to take the first required minimum distribution from your TSP account for tax year 2014 by April 1, 2015. You can learn more about how to calculate and request the RMD by reading the notice at https://www.tsp.gov/PDF/formspubs/tsp-775.pdf