Down payment on a house


Q. I have a Thrift Savings Plan account, with about $35,000 in it. I need to make a down payment on a house I want to buy. I have already withdrawn $14,000 this year for other purposes. I probably will need to withdraw some more cash. What forms will I need to use? And what are the pros and cons of withdrawing this additional amount?

A. You’ll find the forms you need at The pros and cons of taking the money from the TSP will depend upon your circumstances.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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