Q. If you have a Thrift Savings Plan designation of beneficiary on file but you survive the maximum age to keep the money in the account and then are required to start withdrawing until the fund is depleted, what are your options to still disburse the money to the same beneficiaries?
A. The beneficiary designation only applies to funds remaining in your TSP account at the time of your death, and thereafter. If you entirely deplete your account before you die, then the beneficiary designation is irrelevant.
