Q. I currently have all of my Thrift Savings Plan investments in the S Fund, and I see that it is now losing money. Should I move my money today or this week, or wait and try to recap what I lost (Loss is recent, I think over this past weekend)?
A. The person responsible for managing your investment strategy will have to make this call. I can’t tell you how to work the controls if I don’t know where you’re going, what you’re driving or how much gas you have in the tank. I can tell you that a portfolio composed only of S Fund is not risk-efficient and is bound to lose significant amounts of money from time to time.