No partial TSP withdrawals after full withdrawal begins


Q. I’m a CSRS person retiring at 64. I’ve read a couple of the comments and the TSP Web. As I understand I can: request a single partial withdraw, leaving the balance for future withdrawals; or I can request a monthly check varying the amount as needs dictate.

My question is: Can I start taking a monthly amount for, say, 2 years and then request my one-time partial withdrawal (for a large cost item), and stay with the current monthly amount? I would adjust my monthly payments downward at the next open period.

A. You may not request a partial lump-sum withdrawal once a full withdrawal as monthly payments has begun.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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