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Q. I have $115,000 in my TSP account. I’m retiring in August, and I plan on using the entire amount to get me through until age 60 when I draw my military retirement. Does it make sense to move my entire account into the G fund now? I’m going to draw the account down to nothing in 54 months, and I need to ensure I have the money during that time.
Currently I’m 70 percent S fund, 20 percent I fund and 10 percent F fund.
A. Yes. Your current allocation has lost 50 percent of its value twice during the past 15 years.