Q. I’m 53 years young with 30 years of government service. I’m invested at 15% to TSP. Looking at my account, I feel I am not going to have enough money in my TSP to retire comfortably. I have 6.5 years till I can retire without penalty to TSP. What can I do to maximize my investment (or get the most bang for my buck)? A. I suggest that you contribute as much as you can and direct all of your current and future investments to the L Fund that most closely corresponds to your life expectancy. If you’d like more certainty in predicting and producing the outcome of your retirement plan, you can review the information provided at www.variplan.com. My ongoing help is trustworthy and cost effective for most feds with $100,000 or more in savings and investments.