Q. I’m a Postal employee with 37 years (CSRS), and I’m 56 years old. I’m looking to retire this year, and I want to know if I get the money in my TSP account when I retire or do I have to wait until I turn 62?
A. Under the circumstances you describe, you will be allowed to take money from your TSP account after you retire without penalty. See Page 7 of the notice at https://www.tsp.gov/PDF/formspubs/tsp-536.pdf for more information about avoiding the early withdrawal penalty. You qualify for one of the listed exceptions.