Q. How do I find a financial or retirement planner who is truly familiar with the nuances and quirks of TSP and federal retirement benefits? I hear of people being given bad advice because their advisers didn’t know the rules/options that are unique for federal employees. Can you recommend a few questions that can be used to test someone’s knowledge of federal retirement planning?
A. You can start by visiting www.variplan.com. I don’t know of any easier way to find an advisor who is: one, knowledgeable about federal benefits; two, free from conflict of interest; three, a fiduciary; and four, reasonably priced.