Self-directed 401(k)


Q. I’m considering deferring retirement. Is it possible and/or advisable to roll my TSP into a self-directed 401(k)? I will need access to cash until I reach my minimum retirement age in 2018.

A. I encourage you to leave your money in the TSP for as long as you can and use your partial, lump-sum withdrawal allowances and monthly payments to meet your cash needs.


About Author

Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

Leave A Reply