TSP investment


Q. What fund diversification strategy percentages would you recommend for low-risk tolerance that also lets me earn more through my TSP account? I am a 29-year-old U.S. Postal Service employee with almost two years of service. I currently have $10,200 in my TSP with all of it invested in the G Fund.

A. Without the benefit of the proper analysis and understanding, the best I can do is suggest that you invest your TSP money in the L Fund that most closely corresponds to your life expectancy.


About Author

Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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