Social Security benefits


Q. If I retire today, Social Security is S1,800 per month ($1,000 from the U.S. Postal Service and monies from my thrift savings account). Will this money from USPS and TSP affect my Social Security amount of $1,800? If so, how much?

A. The Social Security offset is based on earned income. Neither pension benefits, nor TSP distributions, are counted as earned income for this purpose.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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