Q. I’m 27 years old and work for the U.S. Postal Service. I have about $10,000 saved in my TSP, and I just moved most of my savings from the G Fund into 70 percent C fund and 30 percent split between the G, I and S funds. At my age, is this a smart move for the long run?
A. You’re well on your way to nice, big TSP account, someday. I recommend that you move your balance into the L Fund that most closely corresponds to your life expectancy.