Q. I am a CSRS retiree and turn 65 in one week. I am presently covered under the FEHB, BCBS Self Plus One. Do I have to enroll in Medicare or has this been done automatically for me?

A. It depends upon your circumstances. See the information at and follow the links that describe your situation to learn about enrolling in Medicare.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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