Medicare Part B and annuitant FEHB coverage


Q. When my husband, a federal employee who carried the FEHB, died, I continued his FEHB for myself, paying monthly premiums. I signed up for Medicare Part A about six months ago. I am also a federal employee, plan to retire this year and will continue paying my husband’s FEHB premiums so I will have coverage in addition to my Medicare Part A. My question is: Do I need to purchase Medicare Part B now or when I retire, or not at all?

A. You are not required to enroll in Medicare Part B.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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