Social Security windfall elimination provision


Q. I am a CSRS offset employee. When I turn 62 I can collect my Social Security. However, my Social Security will be WEP. My husband works in corporate business. My question is if I collect on my husband’s Social Security, will it be WEP?

A. The WEP applies only to Social Security benefits you receive based on your own work record.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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