Q. I am 74 years old and currently have TSP funds in the amount of $140,000 in the G Fund. Should I allocate about $30,000 or so in one of the riskier funds? I would like for my TSP to grow larger but am a little apprehensive about losing money if I move it. I didn’t start investing in the TSP until the last 15 years of government service. I only take out the RMD each year.
A. If you want growth without the risk of loss, the G Fund is the place for you. The G Fund is the only TSP fund that guarantees growth without the risk of loss.