Q. I will turn 70 on Oct. 7,2019. I will be 70 1/2 on April 7, 2020. Thus, I will not have turned 70 1/2 by April 1, 2020. Will I be able to delay withdrawal from my TSP from January 2021 till 2022, since I will not have turned 70 1/2 by April 1, 2020?
A. Assuming that you are retired, your first TSP Required Minimum Distribution will be due by April 1, 2021; the year following the year in which you reach age 70 ½.