Q. Currently I have 90 percent in the S fund and 10 percent in the G Fund. Obviously, I’ve lost a lot of the gains we made $57,000 to be exact.I know we are due for a correction, but I have no idea what to do. Move to the L Fund? Move 50 percent to C? If I do those now, do I lose? I retire in 6 years 10 months.
A. If you don’t know what to do, and want your TSP account to support the maximum possible lifetime income in retirement, I suggest that you move your funds into the L Fund that most closely corresponds to your life expectancy.