Q. My husband is a CSRS retiree. His Social Security benefit was reduced due to his receiving a pension. I am at full retirement age and plan to apply for Social Security based on his earnings since I do not have my quarters met. Will my Social Security be based on his benefit before the reduction or will mine be based on his reduced amount?
A. This is a question for a Social Security rep, but it is my understanding that your spousal benefit will be calculated based on your husband’s windfall elimination provision-reduced benefit amount.