Required minimum distribution from TSP


Q. I know you can take required minimum distribution from either a Traditional or Roth account. Is the amount of the RMD due figured on just the traditional balance or the combination of the Traditional and Roth balance?

A. TSP RMD are figured using the total account balance, including both Traditional and Roth money.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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