Fund allocations


Q. I’m retired and will be 61 in May 2020. My allocations are 25 percent C Fund, 50 percent I Fund, and 25 percent L2020. I also have $9,000 sitting in the S Fund. Should I move the 25 percent in the L2020 and the $9,000 in the S Fund to L2050? Not sure what to do with the C & I Funds. 

A. If you don’t know what to do, I suggest that you put your balance into the L Fund that most closely corresponds to your life expectancy.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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