Normal 0 false false false EN-US X-NONE X-NONE MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable {mso-style-name:”Table Normal”; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:””; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:”Times New Roman”,”serif”;} Q. I have approx. $270,000 in my TSP account, all in the F fund. When the AGG is up .01, I lose about $100. Why? Normal 0 false false false EN-US X-NONE X-NONE MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable {mso-style-name:”Table Normal”; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:””; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:”Times New Roman”,”serif”;} A. I suspect you are either seeing the effect of lag…
Browsing: TSP contribution
Q. My total salary is a combination of my base pay and my market pay. Are my Thrift Savings Plan contributions deducted from my base pay, market pay, or are they deducted from my total salary — base + market? A. Total salary.
Who should you trust to manage your life savings? Your employer has put the job of managing your Thrift Savings Plan account, which might be the bulk of your life savings by the time you retire, squarely on your shoulders. Unfortunately, many participants invest their trust in the wrong sources and wind up suffering the consequences. The fact is that a trusted source is not the same as a trustworthy one, and knowing the difference is critical to your financial well-being. Before you place your trust in any investment or other financial advice, you should evaluate the source of that…
Q. I am a single 24-year-old in the Army Reserve. I am interested in contributing to one of the two TSPs and wanted to know which would be the better route? I also have a 401(k) at my civilian job and contribute 6 percent to their 4 percent they match. I plan on working until I am at least 65. I am aware it is a broad question, but any information would be helpful. A. It’s impossible to say which will work out better for you. It will likely matter far more that you save the money, than which account…
Why shouldn’t you trust your money to a broker or agent who claims to be able to successfully pick winning stocks or funds? Let’s say you have $100,000 to invest. An investment manager – a mutual fund manager, stock broker or private account manager – will offer, for a fee, to manage your money. That is called active professional investment management. The typical fee for this management is 1 percent of the account’s balance per year, but this rate can vary widely and often runs up to 1.5 to 2 percent. Mutual fund managers typically take their fee daily, while…
Negativity towards bonds, particularly Treasury bonds, has been peaking lately. For TSP investors, this may often mean avoiding the F Fund, which represents the aggregate United States bond market, and is the only bond fund available in the TSP. But what about the G Fund? While the G Fund’s return is based on that of Treasury bonds, your investment in the fund is otherwise unlike a bond investment. Bonds bear the risk of loss. The G Fund does not. It’s like cash that pays a high rate of interest, not like a bond that might produce a positive or a…