Browsing: mutual fund

Q: I retired 8 years ago and I check my Thrift Savings Plan account monthly. One day it occurred to me that these funds don’t operate like your usual mutual fund. The quantity of shares in my C Fund and G Fund haven’t changed since I retired. Don’t these funds throw off any cash, as in dividends, interest or capital gains? In a mutual fund, you would receive a cash payment or reinvest in more shares. What does TSP do with the cash received? A: The TSP’s fund share prices include the value of all earnings from the underlying securities.…

Q: I have mutual funds and Roth IRAs with an outside company. Could I roll everything into my Thrift Savings Plan account? A: You can transfer traditional IRA or Qualified Employer Retirement plan balances that contain no post-tax dollars (non-deductible contributions) into your TSP account. You may not transfer Roth IRA money or non-IRA mutual fund balances into the TSP.