Q: I plan to retire from a federal law enforcement position at the end of February. I am covered under the Federal Employees Retirement System and will have an outstanding Thrift Savings Plan loan balance when I retire. I assume that there will be some type of “demand for payment” notice sent by TSP, and if I don’t repay the loan by a certain date, the balance will be considered a withdrawal. Will the TSP deduct the 10 percent penalty from my account, or will they bill me? Will the “withdrawal” be taxed along with my regular income on my…