Medical condition has no bearing on TSP


Q: Are there any special considerations in terms of penalty when withdrawing from my Thrift Savings Plan if I have a life-threatening condition such a severe aortic stenosis? I’m a 58-year-old Federal Employees Retirement System employee planning to retire on 2010 30 years of service.

A: Since you will be retiring during or after the year in which you reached age 55, you will have access to your TSP account assets without penalty.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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