Investment return

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Q. I am an E-3 in the Army and I have been putting 6 percent of my income in the TSP for over a year. I just got my first summary of the account and what I have made and it’s showing only a return of about $5. Why is it so low? Should it be higher?

A. Your return will depend upon how and how long you invest the funds. You should spend some time at www.tsp.gov familiarizing yourself with the investment choices offered by the TSP.

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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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