Q. I recently retired from the USPS and plan to leave my TSP funds untouched until age 70 1/2. At the time I select monthly annuity withdrawals, does my TSP remainder continue to grow in the funds I had previously selected or is the total fund amount at that age frozen and become the total of my annuity to withdraw?
A. If you use part or all of your TSP balance to purchase an immediate annuity through the TSP, you forfeit your control of those funds and are entitled only to the income payments promised.
