No leeway on TSP loan limits


Q: I’m trying to procure a Thrift Savings Plan residential loan, with a general purpose loan outstanding. I’ve read the TSP loan book and made a copy of the pertinent pages, spoken to the TSP folks on several occasions and perused the IRS Web site. Do you know someone I can talk to who might provide me a definitive answer to my questions? At this point, I have a house purchase contract in my hands, and have been told that the amount available for a residential loan is far lower than I anticipated.

A: The limits on TSP loans are fixed by law, published and not negotiable.


About Author

Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

Leave A Reply