Q: I am retiring soon at age 50 and at some time in the future may decide to take a full TSP withdrawal under the substantially equal payments based on IRS life expectancy. I understand that I will have to continue to receive these payments for five years, or until age 59 ½, whichever is longer. Should anything happen to me while receiving these payments, will my surviving spouse be able to stop the payments and do as she pleases with the remaining account balance? She is the sole beneficiary.
A: Yes.
