Q: I turn 49 in October. When can I start making catch-up payments to my TSP? Can I start the day after I turn 49, do I have to wait until Jan. 1, 2011 (since I turn 50 in 2011) or do I have to wait until I turn 50 in October of 2011?
A: You can start them on or after January 1, 2011.