Q: I have never really understood bonds, and why yields and prices move opposite each other. But what I really need to know is if now is a good time to scale back on my TSP F-account purchases? Interest rates and inflation are very low now, and more likely to go up than down in the future. Am I buying bonds at a bad time now? The F-fund only makes up about 20 percent of my TSP portfolio, so I shouldn’t get creamed if inflation starts to kick in, but I’d just as soon not get hit even on this amount.
A: The fact that you’d ask this question is evidence that you should find someone who understands investment management to help you. The question is not appropriate for this forum.