Military buyback


Q. I was hired this month as a GS under FERS.  I believe that I would like to buy back my military time (9.5 years with the Air Force) for retirement.  I spoke with someone yesterday who told me that I could use 401(k) / IRA monies to do this buyback.  Is this true? Where can I find the rules regarding the buy back?

A. You can only use these funds for the buyback if you withdraw them from the retirement plan account first.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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