Thrift Savings Plan


Q. My husband is retired and has a fairly decent sum in the Thrift Savings Plan.  He keeps talking about taking it out and investing it in mutual funds, etc.  Is this smart or would it be better to leave it where it is?

A. It would be better to leave it where it is! Lower costs, efficiently diversified, easy to manage, the G Fund. There’s no better place to invest for retirement income.



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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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