Debt ceiling


Q: With all of the debate concerning the debt ceiling, what is the safest allocation for money in my TSP. Should I put everything into the G fund, or is there a danger of the government taking that to cover its debt?

A: The best allocation for your TSP account is the one that supports your lifetime financial objectives with the minimum of risk. You’ll have to do the necessary analysis to determine which allocation this is. The debt ceiling really shouldn’t be a factor in your investment strategy.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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