Is TSP annuity income?


Q. I plan to retire at my minimum retirement age of 56 with 31 years of service. I plan to get my Federal Employees Retirement System pension, as well as my Thrift Savings Plan annuity immediately. I know my FERS annuity is not subject to the minimum earnings test. Is my TSP annuity subject to that? Is the TSP annuity considered income?

A. Annuity income from your TSP account is not considered earned income.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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