Q. Everyone I work with seems to hold the same opinion, that after retirement all TSP monies should be left in the G fund throughout retirement. Is this a pretty standard opinion everywhere, or just where I work?
A. I can’t tell you what everyone else thinks, but I can tell you that I’ve never had a single client that was willing to proceed with a plan that included a an allocation of more than 50 percent of their entire investment portfolio in the G fund. They either can’t afford to live with such a constraint, or they were rich enough not to have to.